{"id":91979,"date":"2026-07-19T18:31:34","date_gmt":"2026-07-19T09:31:34","guid":{"rendered":"https:\/\/japan-indepth.jp\/?p=91979"},"modified":"2026-07-19T18:33:18","modified_gmt":"2026-07-19T09:33:18","slug":"%e6%97%a5%e9%8a%801%ef%bc%85%e5%88%a9%e4%b8%8a%e3%81%92%e3%81%a7%e5%be%97%e3%81%99%e3%82%8b%e3%81%ae%e3%81%af%e8%aa%b0%e3%81%8b%e3%80%80%e9%8a%80%e8%a1%8c%e3%81%ae%e5%88%a9%e3%81%96%e3%82%84%e3%81%a8","status":"publish","type":"post","link":"https:\/\/japan-indepth.jp\/?p=91979","title":{"rendered":"\u65e5\u92801\uff05\u5229\u4e0a\u3052\u3067\u5f97\u3059\u308b\u306e\u306f\u8ab0\u304b\u3000\u9280\u884c\u306e\u5229\u3056\u3084\u3068\u56fd\u5eab\u7d0d\u4ed8\u91d1\u3092\u691c\u8a3c\u00a0"},"content":{"rendered":"<div class=\"e6f52dc566d20a520ffae7bd1dec9ffb\" data-index=\"3\" style=\"float: none; margin:5px 0 5px 0; text-align:center;\">\n<!-- A_728*90 -->\r\n<div class=\"ad-set\">\r\n<style type=\"text\/css\">\r\n.adslot_2 { width: 100%; height: 94px; text-align:center 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class=\"wp-block-paragraph\">\u3057\u304b\u3057\u3001\u305d\u308c\u3092\u8d85\u3048\u3066\u9810\u3051\u3089\u308c\u305f\u90e8\u5206\u306b\u3064\u3044\u3066\u306f\u91d1\u5229\u304c\u4ed8\u5229\u3055\u308c\u308b\u3002\u305d\u306e\u91d1\u5229\u3082\u4eca\u56de\u306e\u65e5\u9280\u306e\u5229\u4e0a\u3052\u306b\u3088\u308a\u5f93\u6765\u306e0.75\uff05\u304b\u30891\uff05\u3078\u3068\u5f15\u304d\u4e0a\u3052\u3089\u308c\u305f\u3002\u4f8b\u3048\u3070\u30e1\u30ac\u30d0\u30f3\u30af\u306e\uff18\u6708\u304b\u3089\u306e\u5b9f\u65bd\u306e\u666e\u901a\u9810\u91d1\u91d1\u5229\u3067\u898b\u3066\u307f\u3088\u3046\u3002\u9280\u884c\u306f\u3001\u666e\u901a\u9810\u91d1\u306e\u9810\u91d1\u8005\u306b\u5bfe\u3057\u30660.4\uff05\u306e\u91d1\u5229\u3092\u6255\u3044\u3001\u305d\u306e\u9810\u91d1\u3092\u305d\u306e\u307e\u307e\u65e5\u9280\u306b\u9810\u3051\u308b\u3068\u3059\u308b\u3002\u3082\u3057\u305d\u308c\u304c\u6cd5\u5b9a\u6e96\u5099\u9810\u91d1\u306e\u67a0\u3092\u8d85\u3048\u3066\u3044\u308c\u3070\u3001\u9280\u884c\u306f\u4f55\u306e\u82e6\u52b4\u3082\u306a\u304f1\uff05\u306e\u5229\u606f\u3092\u5f97\u3089\u308c\u308b\u3002\u3064\u307e\u308a0.6\uff05\u306e\u5229\u9798\u3092\u7a3c\u3052\u308b\u3002\u9280\u884c\u306e\u5f53\u5ea7\u9810\u91d1\u306e\u9810\u91d1\u8005\u306b\u5bfe\u3057\u3066\u306f\u91d1\u5229\u306e\u652f\u6255\u3044\u306f\u7121\u3044\u304b\u3089\u30011\uff05\u4e38\u3054\u3068\u5229\u606f\u53ce\u5165\u3092\u5f97\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3053\u3068\u306b\u306a\u308b\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e00\u822c\u306e\u91d1\u878d\u6a5f\u95a2\u306b\u304a\u3051\u308b\u5f53\u5ea7\u9810\u91d1\u306b\u306f\u5229\u606f\u304c\u3064\u304b\u306a\u3044\u306e\u306b\u5bfe\u3057\u3001\u91d1\u878d\u6a5f\u95a2\u304c\u65e5\u672c\u9280\u884c\u306b\u6301\u3064\u65e5\u9280\u5f53\u5ea7\u9810\u91d1\u306e\u3046\u3061\u3001\u6cd5\u5b9a\u6e96\u5099\u9810\u91d1\u3092\u8d85\u3048\u308b\u90e8\u5206\u306b\u306f\u5229\u606f\u304c\u3064\u304f\u3002\u3053\u306e\u5dee\u306b\u5bfe\u3057\u3066\u3001\u300e\u4e0d\u516c\u5e73\u3067\u306f\u306a\u3044\u304b\u300f\u300e\u304a\u304b\u3057\u3044\u306e\u3067\u306f\u306a\u3044\u304b\u300f\u3068\u3044\u3046\u7591\u554f\u304c\u751f\u3058\u308b\u306e\u306f\u5f53\u7136\u3060\u30022000\u5e74\u4ee5\u964d\u3001\u91d1\u878d\u6a5f\u95a2\u306e\u6e96\u5099\u984d\u8d85\u904e\u306f\u5e38\u614b\u5316\u3057\u3001\u5f53\u90e8\u5206\u3078\u306e\u4ed8\u5229\u306f2008\u5e7410\u6708\u4ee5\u964d\u306b\u59cb\u307e\u3063\u305f\u3082\u306e\u3060\u30022016\u5e742\u6708\u304b\u30892024\u5e743\u6708\u306e\u9593\u3001\u8d85\u904e\u90e8\u5206\u306b\u5bfe\u3057\u3066\u3001\u30de\u30a4\u30ca\u30b9\u91d1\u5229\u3092\u8ab2\u3057\u3001\u4f59\u5206\u306b\u9810\u3051\u305f\u3089\u305d\u306e\u5206\u306b\u5bfe\u3057\u3066\u3001\u9810\u3051\u308b\u5074\u306e\u9280\u884c\u304c\u9006\u306b\u91d1\u5229\u3092\u652f\u6255\u308f\u3055\u308c\u305f\u3002\u305d\u306e\u30de\u30a4\u30ca\u30b9\u91d1\u5229\u30822024\u5e743\u6708\u306b\u89e3\u9664\u3055\u308c\u3066\u3001\u65e5\u9280\u306e\u4ed8\u5229\u304c\u518d\u958b\u3055\u308c\u305f\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u653f\u5e9c\u306f\u56fd\u50b5\u3092\u767a\u884c\u3057\u3001\u305d\u308c\u3092\u65e5\u9280\u304c\u5927\u91cf\u306b\u5f15\u304d\u53d7\u3051\u3066\u304d\u305f\u3002\u653f\u5e9c\u304b\u3089\u65e5\u9280\u304c\u5f97\u308b\u5229\u606f\u53ce\u5165\u304b\u3089\u751f\u307e\u308c\u308b\u5229\u76ca\u306f\u3001\u672c\u6765\u3067\u3042\u308c\u3070\u56fd\u5eab\u7d0d\u4ed8\u91d1\u3068\u3057\u3066\u56fd\u306b\u9084\u6d41\u3059\u308b\u306f\u305a\u306e\u3082\u306e\u3060\u3002\u3057\u304b\u3057\u6c11\u9593\u91d1\u878d\u6a5f\u95a2\u3078\u306e\u5229\u6255\u3044\u304c\u5897\u3048\u308b\u3053\u3068\u3067\u305d\u306e\u7d0d\u4ed8\u91d1\u304c\u6e1b\u5c11\u3057\u3001\u5b9f\u8cea\u7684\u306b\u56fd\u306e\u8ca1\u653f\u8ca0\u62c5\u3068\u306a\u308b\u3002\u4ed6\u65b9\u3001\u307f\u305a\u307b\u3001\u4e09\u4e95\u4f4f\u53cb\u3001\u4e09\u83f1UFJ\u306e\u30e1\u30ac\u30d0\u30f3\u30af3\u884c\u306f2026\u5e743\u6708\u671f\u306b3\u793e\u8a08\u3067\u7d14\u5229\u76ca5\u5146\u5186\u306e\u904e\u53bb\u6700\u9ad8\u76ca\u3092\u8a08\u4e0a\u3057\u3066\u3044\u308b\u3002\u305d\u306e\u5229\u76ca\u306e\u4e2d\u306b\u306f\u3001\u9810\u91d1\u8005\u304b\u3089ATM\u3084\u30a4\u30f3\u30bf\u30fc\u30cd\u30c3\u30c8\u3092\u901a\u3057\u3066\u9810\u91d1\u3092\u96c6\u3081\u3001\u305d\u308c\u3092\u65e5\u9280\u5f53\u5ea7\u9810\u91d1\u3078\u9810\u3051\u3066\u7a3c\u3044\u3060\u5229\u9798\u90e8\u5206\u304c\u542b\u307e\u308c\u3066\u3044\u308b\u306e\u3060\u3002\u3000\u3000\u3000\u3000\u3000\u3000\u3000\u3000\u3000\u3000\u3000\u3000\u3000\u3000\u3000\u3000\u3000\u3000\u3000\u3000\u3000\u3000\u3000\u3000\u3000\u3000\u3000\u3000\u3000<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u3088\u304f\u3042\u308b\u8cea\u554f\uff08FAQ\uff09<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q. \u65e5\u9280\u306e\u653f\u7b56\u91d1\u5229\u306f\u3044\u3064\u3001\u4f55\uff05\u306b\u5f15\u304d\u4e0a\u3052\u3089\u308c\u307e\u3057\u305f\u304b\uff1f<\/strong><strong><br><\/strong> A. \u65e5\u672c\u9280\u884c\u306f2026\u5e746\u670816\u65e5\u306e\u91d1\u878d\u653f\u7b56\u6c7a\u5b9a\u4f1a\u5408\u3067\u3001\u653f\u7b56\u91d1\u5229\u30920.75\uff05\u304b\u30891\uff05\u306b\u5f15\u304d\u4e0a\u3052\u308b\u3053\u3068\u3092\u6c7a\u5b9a\u3057\u305f\u30021\uff05\u53f0\u3078\u306e\u5230\u9054\u306f1995\u5e74\u4ee5\u676531\u5e74\u3076\u308a\u3002\uff3b<a href=\"https:\/\/www.boj.or.jp\/mopo\/mpmdeci\/mpr_2026\/k260616a.pdf\">\u65e5\u672c\u9280\u884c\u300c\u91d1\u878d\u5e02\u5834\u8abf\u7bc0\u65b9\u91dd\u306e\u5909\u66f4\u306b\u3064\u3044\u3066\u300d2026\u5e746\u670816\u65e5<\/a>\uff3d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q. \u65e5\u9280\u5f53\u5ea7\u9810\u91d1\u306e\u300c\u4ed8\u5229\u300d\u3068\u306f\u4f55\u3067\u3059\u304b\uff1f<\/strong><strong><br><\/strong> A. \u65e5\u9280\u5f53\u5ea7\u9810\u91d1\u306e\u3046\u3061\u3001\u6cd5\u5b9a\u6e96\u5099\u9810\u91d1\u3092\u8d85\u3048\u308b\u300c\u8d85\u904e\u6e96\u5099\u300d\u90e8\u5206\u306b\u65e5\u672c\u9280\u884c\u304c\u5229\u606f\u3092\u4ed8\u3059\u4ed5\u7d44\u307f\uff08\u88dc\u5b8c\u5f53\u5ea7\u9810\u91d1\u5236\u5ea6\uff09\u3002\u6cd5\u5b9a\u6e96\u5099\u9810\u91d1\u90e8\u5206\u306b\u306f\u4ed8\u5229\u3055\u308c\u306a\u3044\u3002\uff3b<a href=\"https:\/\/www.boj.or.jp\/about\/education\/oshiete\/seisaku\/b33.htm\">\u65e5\u672c\u9280\u884c\u300c\u6e96\u5099\u9810\u91d1\u5236\u5ea6\u3068\u306f\u4f55\u3067\u3059\u304b\uff1f\u8d85\u904e\u6e96\u5099\u3068\u306f\u4f55\u3067\u3059\u304b\uff1f\u300d<\/a>\uff3d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q. \u30e1\u30ac\u30d0\u30f3\u30af\u306e\u666e\u901a\u9810\u91d1\u91d1\u5229\u306f\u3044\u3064\u3001\u4f55\uff05\u306b\u4e0a\u304c\u308a\u307e\u3059\u304b\uff1f<\/strong><strong><br><\/strong> A. \u4e09\u83f1UFJ\u9280\u884c\u306a\u30693\u30e1\u30ac\u30d0\u30f3\u30af\u306f2026\u5e748\u67083\u65e5\u304b\u3089\u3001\u666e\u901a\u9810\u91d1\u91d1\u5229\u3092\u73fe\u884c\u306e0.3\uff05\u304b\u30890.4\uff05\u3078\u5f15\u304d\u4e0a\u3052\u308b\u3002\uff3b<a href=\"https:\/\/www.bk.mufg.jp\/news\/news2026\/pdf\/news0616_1.pdf\">\u4e09\u83f1UFJ\u9280\u884c\u300c\u5186\u666e\u901a\u9810\u91d1\u91d1\u5229\u306e\u6539\u5b9a\u306b\u3064\u3044\u3066\u300d2026\u5e746\u670816\u65e5<\/a>\uff3d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q. \u9280\u884c\u304c\u5f97\u308b\u5229\u3056\u3084\u306f\u3069\u3046\u8a08\u7b97\u3055\u308c\u307e\u3059\u304b\uff1f<\/strong><strong><br><\/strong> A. 2026\u5e748\u6708\u6642\u70b9\u3067\u9280\u884c\u304c\u9810\u91d1\u8005\u306b\u6255\u3046\u91d1\u5229\u306f0.4\uff05\u3001\u65e5\u9280\u304c\u8d85\u904e\u6e96\u5099\u306b\u6255\u3046\u91d1\u5229\u306f1\uff05\u3002\u5358\u7d14\u8a08\u7b97\u3067\u3053\u306e\u5dee0.6\u30dd\u30a4\u30f3\u30c8\u304c\u9280\u884c\u306e\u5229\u3056\u3084\u3068\u306a\u308b\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q. \u65e5\u9280\u306e\u5229\u6255\u3044\u5897\u52a0\u306f\u306a\u305c\u56fd\u306e\u8ca1\u653f\u8ca0\u62c5\u306b\u306a\u308b\u306e\u3067\u3059\u304b\uff1f<br><\/strong> A. \u653f\u5e9c\u304c\u767a\u884c\u3057\u305f\u56fd\u50b5\u3092\u65e5\u9280\u304c\u4fdd\u6709\u3057\u3066\u5f97\u308b\u5229\u76ca\u306f\u672c\u6765\u3001\u56fd\u5eab\u7d0d\u4ed8\u91d1\u3068\u3057\u3066\u56fd\u306b\u9084\u6d41\u3059\u308b\u3002\u3057\u304b\u3057\u6c11\u9593\u91d1\u878d\u6a5f\u95a2\u3078\u306e\u5229\u6255\u3044\u304c\u5897\u3048\u308b\u307b\u3069\u65e5\u9280\u306e\u5229\u76ca\u306f\u5727\u7e2e\u3055\u308c\u3001\u56fd\u5eab\u7d0d\u4ed8\u91d1\u304c\u6e1b\u5c11\u3057\u3001\u7d50\u679c\u7684\u306b\u56fd\u306e\u8ca1\u653f\u8ca0\u62c5\u304c\u5897\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u30c8\u30c3\u30d7\u5199\u771f\uff1a\u65e5\u9280\u3000\u51fa\u5178\uff1a<a href=\"https:\/\/www.gettyimages.co.jp\/detail\/%E5%86%99%E7%9C%9F\/bank-of-japan-in-the-background-of-blue-sky-%E3%83%AD%E3%82%A4%E3%83%A4%E3%83%AA%E3%83%86%E3%82%A3%E3%83%95%E3%83%AA%E3%83%BC%E3%82%A4%E3%83%A1%E3%83%BC%E3%82%B8\/1207520936?phrase=%E6%97%A5%E9%8A%80%E3%80%80%E6%97%A5%E6%9C%AC&amp;searchscope=image,film&amp;adppopup=true\">show999\/GettyImages<\/a><\/p>\n\n\n<p>\n<div style=\"font-size: 0px; height: 0px; line-height: 0px; margin: 0; padding: 0; clear: 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